The Simple Way To
Get Your PPI Refund

  • Experienced PPI Claims Team
  • Millions Refunded for Thousands of Happy Customers

PPI Claims

UK banks have now set aside over £22billion to pay back customers who were mis sold Payment Protection Insurance (PPI), so if you have  PPI on your mortgage, loans, credit cards or any other finance agreements and you think it may have been mis-sold, we can investigate those policies and agreements for you and let you know.

Why Choose Us?

We have been helping people claim back their mis-sold PPI premiums since 2009 and have a proven track record. So far, we’ve helped over 50,000 people recover their money and believe we’d be the right choice for you too.

No Cold Calling

We know many people are frustrated with the number of unsolicited sales calls that they’ve received regarding PPI and you can rest-assured that this is not a practice that we participate in. All our clients come to us via referrals or via our website, so if you have received annoying cold calls about PPI, they haven’t been from us.

No Win No Fee

We work strictly on a no win no fee* basis, which means that you will never be asked to pay anything until your money has been successfully recovered (assuming your PPI was actually mis-sold).

No Upfront Fees

Unlike many other PPI Claim Companies, we never have and never will ask for any payment upfront.

No Hidden Charges

We have a transparent fee structure, which you can find here. There are no additional admin fees… ever!

No Obligation Consultation

We’re here to help you recover your money. So whether you choose to work with us, or try to claim back your mis-sold PPI premiums yourself, you can call on us anytime and we’d be more than happy to assist.

Dedicated Case Handler

There’s nothing worse than being passed from pillar to post when all you want is an update on your case. That’s why all of our clients are given a single, dedicated point of contact who they call on anytime (within working hours, of course).

Taking Care of The Entire PPI Claims Process

We take care of the entire claim process for you (except signing the claim form, which has to be done by you) and ensure that each claim you make is thoroughly investigated and that you get back every penny you are owed.

Our clients are often overjoyed with the refunds that we’re able to win back for them, especially as they are able to concentrate on the everyday things that matter to them while we take care of the nitty-gritty aspects of your claim, which some people find can be quite stressful and sometimes tedious.

That’s one of the benefits of having us handle your PPI claim for you.

While you continue with the important things in your daily life, our team will – where appropriate and necessary – track down underwriters and out-of-business-brokers; write the emails and letters necessary for successful PPI claims and make all the necessary phone calls (waiting on hold for as long as we have to).

When it’s necessary, we will also argue with your bank if they come back asking for information that they don’t need or if they try to wriggle out of refunding you because of one technical loophole or another.

Bringing Your PPI Claims To A Satisfactory Conclusion

And if your bank does reject your initial claim, we will handle the entire appeal process with the Financial Ombudsman too, all the way through until your claim has reached a satisfactory conclusion.

That’s where either your money is back where it belongs – with you – or that we are satisfied with the Ombudsman’s decision that your policy wasn’t mis-sold. If we believe the Ombudsman’s decision to be incorrect, we will also handle the second (and last) appeal for you too.

Basically, we can be your whole “PPI Claims In a Box”.

So if you’re ready to find out if your PPI policy was mis-sold and how much money your bank likely owes you, simply enter your name and contact information in the short form above and Abi or someone from her team will give you a call to go over your details with you.

No Upfront Fees and No Obligation

It’s free to do and there’s no obligation to pursue your claim through us afterwards if you decide not to.

We’ll only start working on your claim if and when you give us the go ahead. And if you decide not to have us handle your PPI claim, we’ll simply wish you all the best and thank you for contacting us.

Click here to enter your name and contact details.


Oracle Legal Ltd.
9D Centurion Court, Centurion Way, Farington, Leyland, PR25 3UQ



IMPORTANT:The last day we can accept a new claim is Friday 23rd August – midday – to ensure the paperwork is properly processed and lodged with your lender before the cut-off time.